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From down payment assistance grants to interest-free second mortgages and other special mortgage programs, would-be homebuyers have a number of options You can buy a home without depleting all your assets, or maybe you just don’t have those assets in the first place. Buyers can earn as much as 120 percent to 140 percent of their area’s median income and still qualify for some programs.
Below are some of the most common frequently asked questions about our website and down payment assistance programs. If you do not see the answers to your questions, please contact us. We are here to help! How Do I Know If My Lender/Broker or Realtor is Approved With Down Payment Solutions?
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VHDA’s Down Payment Assistance Grant provides qualified first-time homebuyers with funds to help make the dream of homeownership a reality. Down payment assistance grant benefits The maximum grant is 2 – 2.5% of the purchase price, depending on which type of VHDA mortgage loan you receive.
This is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program. Down Payment Assistance Programs